Privacy Policy

This privacy notice discloses the privacy practices of The Silver Hair Tsunami. This privacy notice applies solely to information collected by this website, except where stated otherwise. It will notify you of the following:

  • • What information we collect;
  • • With whom it is shared;
  • • How it can be corrected;
  • • How policy changes will be communicated; and
  • • How to address concerns over misuse of personal data.

Information Collection, Use, and Sharing

We are the sole owners of the information collected on this site. We only have access to/collect information that you voluntarily give us on your application and other forms, via email, or other direct contact from you.

We will also obtain information from a consumer reporting agency including your credit score, credit reports or other information relating to your creditworthiness.

We will use your information to respond to you, regarding the reason you contacted us. We will not share your information with any third party outside of our organization, other than as necessary to fulfill your request, e.g., to ship an order.

Unless you ask us not to, we may want to contact you via email in the future to tell you about specials, new products or services, or changes to this privacy policy.

Your Access to and Control Over Information

You may opt out of any future contacts from us at any time. You can do the following at any time by contacting us via the email address or phone number provided on our website.

  • • See what data we have about you, if any.
  • • Change/correct any data we have about you.
  • • Have us delete any data we have about you.
  • • Express any concern you have about our use of your data.

Information We Disclose

We will not sell or rent this information to anyone. Your personal information will only be retained for the purpose of providing you with our response to your query, and will not be made available to any third party except as necessary for the purpose of your inquiry or as required to be disclosed under law.

For example:

  • • To regulate authorities and law enforcement officials.
  • • To protect against or prevent actual or potential fraud, unauthorized transactions, claims, or other liability.
  • • To report account activity to credit bureaus.
  • • To consumer reporting agencies.
  • • To respond to a subpoena or court order, judicial process or regulatory authorities. In connection with proposed or actual sale, merger, or to transfer of all or a portion of a business or an operating unit, etc.

By submitting data on our website, you are providing explicit consent to transmission of data collected on the website. We treat as confidential with in our firm and require a strict adherence of all our employees to data protection and our privacy policy. You should be aware, however, that our website may contain links to other sites that are not governed by this or any other privacy policy. We reserve the right to amend (that is, add to, delete, or change) the terms of this Privacy Policy from time to time.

Security

We take precautions to protect your information. When you submit sensitive information via the website, your information is protected both online and offline.

Wherever we collect sensitive information (such as credit card data), that information is encrypted and transmitted to us in a secure way. You can verify this by looking for a closed lock icon at the bottom of your web browser, or looking for “https”; at the beginning of the address of the web page.

While we use encryption to protect sensitive information transmitted online, we also protect your information offline. Only employees who need the information to perform a specific job (e.g, processing or underwriting your loan application) are granted access to personally identifiable information. The computers/servers on which we store personally identifiable information are kept in a secure environment.

Notification of Changes

Whenever material changes are made to this policy a revised privacy policy will be placed on this website.

If you feel that we are not abiding by this privacy policy, you should contact us immediately using the contact information provided on this website.